If you take a referral fee from the banks, will you still be able to give me the best mortgage rates?

We get paid a fixed fee from our partner banks irrespective of which bank you take your loan with. This allows us to give you unbiased advice. 

I’m not planning to purchase a new property or refinance at the moment but I would still like to learn more.

We update our property and home loans section of our blog regularly. You may learn about the latest developments and read more about home loans here

What will you do with my contact details and information?

We value your privacy. We do not pass your contact details to any 3rd party without your permission. Our privacy policy can be found here

I would like to reprice my existing home loan with my existing bank. Can you help me?

MoneySmart Financial is a licensed financial broker. As such we are able to generate quotes directly in partnership with our partnered insurers.

Cris Ng

Head of Mortgage

Jeremy Chua

Mortgage Specialist

Theodore Yap

Mortgage Specialist

Chia Luck Sin

Mortgage Team Lead

Mortgage Specialist

Melissa Lim

Melissa has been working in banking and mortgages for more than 9 years prior to joining MoneySmart.

1.92% 3 Months SIBOR Rate

2 Years Lock In

Up to $2,300 Refinancing Subsidy

Convenient & Painless
Online Application Process

Best rates & lowest fees
in the market

Consultation on other available loan packages 

Get Your Rate Here

Get Your Rate Here

Get Your Home Loan Interest Rate From As Low As 1.78% Fixed

1.78% Fixed Rate for First 2 Years

One Time Free Conversion After Lock In

Up to $2,500 Cash Rebate