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Still Thinking?
Still Thinking?
Frequently Asked Questions
If you take a referral fee from the banks, will you still be able to give me the best mortgage rates?
We get paid a fixed fee from our partner banks irrespective of which bank you take your loan with. This allows us to give you unbiased advice.
I’m not planning to purchase a new property or refinance at the moment but I would still like to learn more.
We update our property and home loans section of our blog regularly. You may learn about the latest developments and read more about home loans here
What will you do with my contact details and information?
We value your privacy. We do not pass your contact details to any 3rd party without your permission. Our privacy policy can be found here
I would like to reprice my existing home loan with my existing bank. Can you help me?
MoneySmart Financial is a licensed financial broker. As such we are able to generate quotes directly in partnership with our partnered insurers.
Frequently Asked Questions
Cris Ng
Head of Mortgage
Jeremy Chua
Mortgage Specialist
Theodore Yap
Mortgage Specialist
Chia Luck Sin
Mortgage Team Lead
Meet The Mortgage Team
Meet The Mortgage Team
Mortgage Specialist
Melissa Lim
Melissa has been working in banking and mortgages for more than 9 years prior to joining MoneySmart.
Meet The Mortgage Team
Jeremy Chua
Mortgage Specialist
Theodore Yap
Mortgage Specialist
Chia Luck Sin
Mortgage Team Lead
Cris Ng
Head of Mortgage
Home Loan Refinancing & New Purchase Package Details
1.06% (3 Months Sibor + 0.65%)
2 Years Lock In
Up to $2,000 Cash Rebate
(For Refinancing Customers)
Benefits of Refinancing With Us
Convenient & Painless
Online Application Process
Best rates & lowest fees
in the market
Consultation on other available loan packages
Speak to us for a no obligations call, to find out more about your home loan
Home Loan Refinancing &
New Purchase Package Details
Benefits of Refinancing With Us
Get Your Rate Here
Get Your Rate Here
MoneySmart Online Exclusive For Home Owners
MoneySmart Online Exclusive
Get Your Home Loan Interest Rate From As Low As 1.05%
Get up to $500 worth of Grab vouchers on top of the cash rebate when you refinance via MoneySmart
Home Loan Refinancing & New Purchase Package Details
1.30% Fixed Rate for 2 Years
Exclusive Offer for Private Property
Legal Subsidy up to $2,000
Home Loan Refinancing &
New Purchase Package Details
Package 1 - Private Property
Package 2 - Private Property
HDB Refinancing Package
1.50% Fixed Rate for 5 Years
One Time Free Conversion After 30 months
$2,000 Cash Rebate
June 2020 Promo - HDB Refinancing Package
HDB Refinancing
Min Loan Size of $250,000
Home Loan Size
Free Gift
Sony WF-1000XM3
$500,000 to $899,999
Sonos One
$900,000 to $1,499,999
$1,500,000 to $1,999,999
Dyson Slim Fluffy +
Dyson Pure Cool
$2,000,000 & above
Get a better home loan interest rate this holiday season. Lock in a lower rate from as low as 1.05% p.a. and enjoy a free gift when you apply with us.
Enjoy up to $699 worth of free gifts!
T&Cs apply.