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Frequently Asked Questions
If you take a referral fee from the banks, will you still be able to give me the best mortgage rates?
We get paid a fixed fee from our partner banks irrespective of which bank you take your loan with. This allows us to give you unbiased advice.
I’m not planning to purchase a new property or refinance at the moment but I would still like to learn more.
We update our property and home loans section of our blog regularly. You may learn about the latest developments and read more about home loans here
What will you do with my contact details and information?
We value your privacy. We do not pass your contact details to any 3rd party without your permission. Our privacy policy can be found here
I would like to reprice my existing home loan with my existing bank. Can you help me?
MoneySmart Financial is a licensed financial broker. As such we are able to generate quotes directly in partnership with our partnered insurers.
Frequently Asked Questions
Cris Ng
Jeremy Chua
Theodore Yap
Chia Luck Sin
Meet The Mortgage Team
Melissa Lim
Melissa has been working in banking and mortgages for more than 9 years prior to joining MoneySmart.
Meet The Mortgage Team
Jeremy Chua
Theodore Yap
Chia Luck Sin
Cris Ng
Home Loan Refinancing & New Purchase Package Details
1.06% (3 Months Sibor + 0.65%)
Up to $2,000 Cash Rebate
(For Refinancing Customers)
Enquire via MoneySmart HereBenefits of Refinancing With Us
Convenient & Painless
Online Application Process
Best rates & lowest fees
in the market
Consultation on other available loan packages
Speak to us for a lower rate nowSpeak to us for a no obligations call, to find out more about your home loan
Speak to usHome Loan Refinancing &
New Purchase Package Details
Benefits of Refinancing With Us
Get Your Rate Here
Get Your Rate Here
MoneySmart Online Exclusive For Home Owners
MoneySmart Online Exclusive
Get Your Home Loan Interest Rate From As Low As 1.05%
Get up to $500 worth of Grab vouchers on top of the cash rebate when you refinance via MoneySmart
Home Loan Refinancing & New Purchase Package Details
1.30% Fixed Rate for 2 Years
Exclusive Offer for Private Property
Legal Subsidy up to $2,000
Enquire via MoneySmart HereHome Loan Refinancing &
New Purchase Package Details
Package 1 - Private Property
Package 2 - Private Property
HDB Refinancing Package
1.50% Fixed Rate for 5 Years
One Time Free Conversion After 30 months
Enquire via MoneySmart HereJune 2020 Promo - HDB Refinancing Package
HDB Refinancing
Min Loan Size of $250,000