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Free Apple Watch or Sony Headphones

Apply Now

with Standard Chartered CashOne Personal Loan

Interest rates from 3.48% (EIR* from 6.95% p.a.)

MoneySmart Exclusive

Free Apple Watch or Sony Headphones

Apply Now

MoneySmart Exclusive

with Standard Chartered CashOne Personal Loan

*EIR is calculated taking into consideration the first-year annual fee of S$199; and is based on the average loan amount of S$10,000 over a 3-year tenure.

Interest rates from 3.48% (EIR* from 6.95% p.a.)

Loan Size

Prize

Sony WF-1000XM3 Truly Wireless Noise Cancelling  Headphones

$20,000 to $24,999

Sony WH-1000XM4 Wireless Noise Cancelling Headphones

 $25,000 to $30,000

$30,001 and above

Apple Watch SE

Borrow At Least $20,000 & Bring Home One of These Rewards

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Apply for your CashOne Personal Loan via this page and be approved.

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Simple Interest Rate#

EIR (Effective Interest Rate)

From 6.95% p.a.

From 3.48% p.a.

#Based on applicant’s credit score and income

Enjoy Competitive Rates 

with CashOne Personal Loan

Minimum Annual Income

$20,000

Min Loan Tenure

1 year

Max Loan Tenure

5 years

Max Loan Amount

Up to 4X your monthly income

Citizenship

Singaporeans, PRs & Foreigners 

(With Singapore Employment Pass)

Processing Fee

0%

Other Fees

Early redemption fee, change of 

tenure & late payment

Annual Fees

$199 for the 1st Year 

(Deducted from approved loan amount)

Here are some pointers when applying:

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Here’s a sample computation of your monthly instalments if your loan interest rate is 3.48% p.a. (EIR 7.3% p.a.) with a 3-year loan tenure.  

For illustrative purposes only, rates may vary according to applicants' credit scores.

Principal Loan Amount

$10,000

Monthly Repayment Amount

$307

$15,000

$460

$20,000

$614

$25,000

$767

$30,000

$920

Apply Now

Apply for a Standard Chartered CashOne Personal Loan via MoneySmart and get the latest Apple Watch or Sony Headphones.

Apply for a Standard Chartered CashOne Personal Loan via MoneySmart and get the latest Apple Watch or Sony Headphones.

*EIR is calculated taking into consideration the first-year annual fee of S$199; and is based on the average loan amount of S$10,000 over a 3-year tenure.

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