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Free Apple Watch or Sony Headphones
with Standard Chartered CashOne Personal Loan
Interest rates from 3.48% (EIR* from 6.95% p.a.)
MoneySmart Exclusive
Free Apple Watch or Sony Headphones
MoneySmart Exclusive
with Standard Chartered CashOne Personal Loan
*EIR is calculated taking into consideration the first-year annual fee of S$199; and is based on the average loan amount of S$10,000 over a 3-year tenure.
Interest rates from 3.48% (EIR* from 6.95% p.a.)
Loan Size
Prize
Sony WF-1000XM3 Truly Wireless Noise Cancelling Headphones
$20,000 to $24,999
Sony WH-1000XM4 Wireless Noise Cancelling Headphones
$25,000 to $30,000
$30,001 and above
Apple Watch SE
Borrow At Least $20,000 & Bring Home One of These Rewards
Apply for your CashOne Personal Loan via this page and be approved.
Simple Interest Rate#
EIR (Effective Interest Rate)
From 6.95% p.a.
From 3.48% p.a.
#Based on applicant’s credit score and income
Enjoy Competitive Rates
with CashOne Personal Loan
Minimum Annual Income
$20,000
Min Loan Tenure
1 year
Max Loan Tenure
5 years
Max Loan Amount
Up to 4X your monthly income
Citizenship
Singaporeans, PRs & Foreigners
(With Singapore Employment Pass)
Processing Fee
0%
Other Fees
Early redemption fee, change of
tenure & late payment
Annual Fees
$199 for the 1st Year
(Deducted from approved loan amount)
Here are some pointers when applying:
Here’s a sample computation of your monthly instalments if your loan interest rate is 3.48% p.a. (EIR 7.3% p.a.) with a 3-year loan tenure.
For illustrative purposes only, rates may vary according to applicants' credit scores.
Principal Loan Amount
$10,000
Monthly Repayment Amount
$307
$15,000
$460
$20,000
$614
$25,000
$767
$30,000
$920
Apply for a Standard Chartered CashOne Personal Loan via MoneySmart and get the latest Apple Watch or Sony Headphones.
Apply for a Standard Chartered CashOne Personal Loan via MoneySmart and get the latest Apple Watch or Sony Headphones.
*EIR is calculated taking into consideration the first-year annual fee of S$199; and is based on the average loan amount of S$10,000 over a 3-year tenure.
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