Get Singapore's Best Home Loan Interest Rates With MoneySmart

Benefits When You Obtain Your Home Loan With MoneySmart

Our experienced mortgage brokers are well trained to answer all of your questions regarding home loans and refinancing. In addition to home loans, we’re also able to advise on property regulations regarding TDSR, Stamp Duties and CPF usage.

Professional
Advice

Compare & Get
the Best Deal

Our mortgage specialists have access to more than 50 home loan packages from all 12 of Singapore’s banks. As such, we’re always able to give you the best deal in the market today.

Our Service is
Free For You

We’re able to do this because we charge all our partner banks the same fixed fee to refer new home loan or refinancing cases to them. This allows us to give you unbiased advise and the best rate available in the market.

Benefits When You Obtain Your Home Loan With MoneySmart

Enquire Now To Get The Best Rates

Enquire Now To
Get The Best Rates

How To Get These Rates

Our mortgage specialists will give you a call within 1 business day to find out more about your specific home loan requirements.

Fill In The Contact Form Above & Receive a Call Back

Here's why we do it better

THE 3 BEST INTEREST RATES IN THE MARKET
We’ll get you the best Sibor, FD – Linked, Fixed or Board rates available in the market for your loan size.

You Will Get

A FULL EXPLANATION ON THE DIFFERENT TYPES OF RATES
We’ll be able to advise you on the differences as well as the various risks involved in different home loan interest rate packages.

A FULL RUN DOWN ON ALL COSTS INVOLVED
We’ll let you know exactly what costs are involved as as well as how much subsidies or cash rebates you’ll be eligible to receive on your loan package.

When you’re ready to select your home loan package, we’ll introduce a partner banker representing the bank of your choice. He/She will then assist you through the rest of the process.

Complete Your Home Loan Application
With Our Partner Bankers

Foreign Property Loan

We can advise if you are planning to take a foreign property loan. At present we cover, Malaysia, Australia, Japan, UK.

Cash Out or
Home Equity Loan

If you’re looking to take a home equity loan, we can help. Please fill in your contact details here

Purchasing a
Second Property

If you are unsure if you qualify for an additional home loan or would like to learn more, please fill in the form at the top of this page. We would love to speak to you.

Additional Services

Additional Services

Still Interested?
Learn More On The MoneySmart Blog!

Still Interested?
Learn More On The MoneySmart Blog!

LEARN MORE

Property

Home Loans

LEARN MORE

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Speak To Our Mortgage Brokers To Get These Rates Today

Here’s How Much
Takashimaya Vouchers
You Will Be Rewarded With

Loan Quantum

Vouchers Eligible to Receive

S$350K - S$600K

S$50 Takashimaya Voucher

S$80 Takashimaya Voucher

S$600K - S$800K

S$100 Takashimaya Voucher

S$800K - S$999K

S$150 Takashimaya Voucher

S$1M- S$1.3M

S$200 Takashimaya Voucher

S$1.3M - S$1.6M

S$300 Takashimaya Voucher

S$1.6M - S$2M

S$2M & Above

S$500 Takashimaya Voucher

Loan Quantum

Amount of Vouchers Rewarded

S$300K - S$600K

S$50

S$80

S$600K - S$800K

S$100

S$800K - S$999K

S$150

S$1M - S$1.3M

S$1.3M - S$1.6M

S$200

S$1.6M - S$2M

S$300

S$2M $ Above

S$500

NEW PURCHASE

(BUC)

FD-Linked

1.95%

Throughout

Sibor

2.01%

Year 1 - 2

NEW PURCHASE

(Completed)

Fixed Rate

2.50%

Year 1 - 2

FD-Linked

2.00%

Throughout

Sibor

2.01%

Year 1 - 2

REFINANCING

Sibor

2.01%

Year 1 - 2

FD-Linked

2.00%

Throughout

Fixed Rate

2.50%

Year 1 - 2

Rates updated as of Jan 2019

REFINANCING & NEW PURCHASE

(Completed)

Fixed Rate

2.50%

Year 1 - 2

FD-Linked

2.00%

Throughout

Sibor

2.01%

Year 1 - 2

NEW PURCHASE

(BUC)

FD-Linked

1.95%

Throughout

Sibor

2.01%

Year 1 - 2

Rates updated as of Jan 2019

Limited Time Promotion

Up to S$500 of Takashimaya Vouchers when you get a Home Loan or Refinance with MoneySmart.sg

LEARN MORE

Frequently Asked Questions

If you take a referral fee from the banks, will you still be able to give me the best mortgage rates?

We get paid a fixed fee from our partner banks irrespective of which bank you take your loan with. This allows us to give you unbiased advice.

I’m not planning to purchase a new property or refinance at the moment but I would still like to learn more.

We update our property and home loans section of our blog regularly. You may learn about the latest developments and read more about home loans here

What will you do with my contact details and information?

We value your privacy. We do not pass your contact details to any 3rd party without your permission. Our privacy policy can be found here

I would like to reprice my existing home loan with my existing bank. Can you help me?

MoneySmart Financial is a licensed financial broker. As such we are able to generate quotes directly in partnership with our partnered insurers.

Frequently Asked Questions

Cris Ng

Head of Mortgage

Jeremy Chua

Mortgage Specialist

Theodore Yap

Mortgage Specialist

Jerome Phua

Mortgage Specialist

Daniel Ng

Mortgage Specialist

Chia Luck Sin

Mortgage Team Lead

Meet The Mortgage Team

Meet The Mortgage Team

Mortgage Specialist

Melissa Lim

Melissa has been working in banking and mortgages for more than 9 years prior to joining MoneySmart.

Meet The Mortgage Team

Daniel Ng

Mortgage Specialist

Jeremy Chua

Mortgage Specialist

Theodore Yap

Mortgage Specialist

Jerome Phua

Mortgage Specialist

Chia Luck Sin

Mortgage Team Lead

Cris Ng

Head of Mortgage

Enquire Now For The Best RatesEnquire Now For The Best Rates

MoneySmart Exclusive HDB Refinance Promotion - Enquire by 30 Oct 2018

Refinance your HDB flat with us cost free with full legal & valuation subsidy

Still thinking? Speak to us for details on this package.

Speak to us